Protecting what you've built. Providing peace for what's ahead.
A family-owned fiduciary firm helping you retire with clarity, confidence, and peace of mind.
At Mana Financial, we believe retirement should feel like freedom — not uncertainty. Our family helps yours protect what you've worked hard to build, so you can enjoy the years ahead knowing your future is secure.
Feeling unsure about your retirement future? You're not alone.
After decades of hard work and consistent saving, it's normal to feel anxious about what comes next. Many people wonder:
"Will my money last?"
"How do I protect it from market risk?"
"Am I truly ready to retire?"
At Mana Financial, we understand how overwhelming these questions can be. That's why our approach starts with listening — so you can finally feel heard, understood, and confident in the plan ahead.
A family legacy built on trust, education, and personal care.
For over two decades, Mana Financial has guided thousands of individuals and families toward secure retirements. Founded by Tim Dern, RICP, and now joined by his sons, our firm was built on the belief that relationships matter more than transactions. As an independent fiduciary firm, we represent dozens of carriers and financial solutions — meaning our only loyalty is to you. From personalized income strategies to risk management and estate planning, every recommendation we make is designed with one goal in mind: your peace of mind.
Years of combined experience
In assets managed
Families served
TV, radio & community workshop appearances
Comprehensive planning for every part of your retirement journey.
Retirement isn't just about numbers — it's about living with confidence and purpose. Our team provides holistic guidance across every key area of your financial life.
Income Planning
Turn your savings into predictable, lifelong income.
Asset Protection
Guard your portfolio against unnecessary risk.
Tax & Estate Planning
Keep more of what you've earned and protect your legacy.
Social Security & Medicare Guidance
Maximize your benefits with clarity.
Investment Management
Align your investments with your goals and values.
A simple, no-pressure approach to financial peace.
We believe clarity builds confidence. That's why our process is straightforward and stress-free.
Meet
Sit down with a fiduciary advisor and share your goals, fears, and dreams.
Plan
Together, we'll design a clear, customized strategy tailored to your retirement vision.
Peace
Enjoy your retirement years knowing you have a plan that protects what matters most.
What our clients are saying
I finally feel like someone explained things to me in plain English.
They treated us like family from day one — never rushed, always caring.
After meeting with Tim and his team, I finally sleep better at night knowing my retirement is secure.
Empowering retirees through education.
For more than 20 years, Mana Financial has hosted free retirement workshops across Chicagoland and beyond — helping thousands of families understand their options, avoid common mistakes, and retire confidently. Whether in-person or online, our mission remains the same: to educate, serve, and guide with integrity.
Retire with confidence. Live with peace.
Your retirement years should be filled with clarity, comfort, and confidence — not worry or confusion. Let our family help protect what you've built and guide you toward a peaceful financial future.