Question 1

What happens during my first meeting?

Accepted Answer

Your first meeting is a relaxed, no-pressure conversation with a fiduciary advisor. We'll listen to your goals, discuss your current situation, and answer your questions in plain language. You won't be asked to sign or buy anything — it's simply a conversation about your future.

Question 2

Is there any cost or obligation to meet with you?

Accepted Answer

No. Your initial consultation is completely free, with no obligation to move forward. We believe trust should come before any financial commitment.

Question 3

How long does the first meeting take?

Accepted Answer

Most consultations last about 45 minutes to an hour. We move at your pace and make sure you leave with clarity, not confusion.

Question 4

Are you fiduciaries? What does that mean?

Accepted Answer

Yes — Mana Financial and all our advisors operate as fiduciaries. That means we are legally and ethically bound to act in your best interest at all times. Our recommendations are based solely on what's best for you, not commissions or company incentives.

Question 5

Are you tied to any specific financial company or products?

Accepted Answer

No. We're an independent advisory firm that represents dozens of carriers and financial institutions. This independence gives us the freedom to choose the best solutions for each client, without outside pressure or quotas.

Question 6

What types of clients do you typically work with?

Accepted Answer

We primarily serve individuals and couples who are near or in retirement — generally ages 59 and older — with investable assets between $500,000 and $4 million. Our clients value clarity, honesty, and a personalized approach to protecting their retirement income.

Question 7

What services do you offer?

Accepted Answer

We provide holistic retirement planning that covers: Income planning and guaranteed income strategies; Asset protection and risk management; Tax and estate planning coordination; Investment management and portfolio design; Social Security and Medicare guidance. We focus on outcomes, not products — helping you feel secure, confident, and in control of your retirement.

Question 8

How is Mana Financial compensated?

Accepted Answer

Our compensation depends on the type of services you choose. For managed portfolios, we charge a transparent, percentage-based advisory fee. For insurance and annuity solutions, we're compensated directly by the carrier — never at additional cost to you. We always disclose how we're paid before any decision is made.

Question 9

Where are you located?

Accepted Answer

Mana Financial serves clients across Chicagoland and nationwide, with three local offices in Naperville, IL; Orland Park, IL; and Schaumburg, IL. We also offer secure virtual consultations for clients anywhere in the country.

Question 10

Can I meet virtually?

Accepted Answer

Absolutely. Many clients prefer virtual meetings for convenience. We use secure video conferencing tools so you can speak with your advisor from the comfort of your home.

Question 11

How long have you been in business?

Accepted Answer

Our family has over 20 years of combined experience in the financial industry, serving thousands of clients and managing tens of millions of dollars in assets.

Question 12

What makes Mana Financial different?

Accepted Answer

We're family-owned, fiduciary-led, and education-driven. We treat every client like family — with honesty, care, and respect. Our mission is to remove the confusion around retirement and replace it with confidence and peace of mind.

Got questions? We have answers.

Still have questions? Let's talk.