Got questions? We have answers.
We know that planning for retirement can feel overwhelming — and we're here to make it simple, honest, and transparent from the very start.
At Mana Financial, we believe that education is the foundation of confidence. Here you'll find answers to some of the most common questions our clients ask before meeting with us. If you don't see your question here, we're just a phone call away.
Your first meeting is a relaxed, no-pressure conversation with a fiduciary advisor. We'll listen to your goals, discuss your current situation, and answer your questions in plain language. You won't be asked to sign or buy anything — it's simply a conversation about your future.
No. Your initial consultation is completely free, with no obligation to move forward. We believe trust should come before any financial commitment.
Most consultations last about 45 minutes to an hour. We move at your pace and make sure you leave with clarity, not confusion.
Yes — Mana Financial and all our advisors operate as fiduciaries. That means we are legally and ethically bound to act in your best interest at all times. Our recommendations are based solely on what's best for you, not commissions or company incentives.
No. We're an independent advisory firm that represents dozens of carriers and financial institutions. This independence gives us the freedom to choose the best solutions for each client, without outside pressure or quotas.
We primarily serve individuals and couples who are near or in retirement — generally ages 59 and older — with investable assets between $500,000 and $4 million. Our clients value clarity, honesty, and a personalized approach to protecting their retirement income.
We provide holistic retirement planning that covers:
- Income planning and guaranteed income strategies
- Asset protection and risk management
- Tax and estate planning coordination
- Investment management and portfolio design
- Social Security and Medicare guidance
We focus on outcomes, not products — helping you feel secure, confident, and in control of your retirement.
Our compensation depends on the type of services you choose. For managed portfolios, we charge a transparent, percentage-based advisory fee. For insurance and annuity solutions, we're compensated directly by the carrier — never at additional cost to you. We always disclose how we're paid before any decision is made.
Mana Financial serves clients across Chicagoland and nationwide, with three local offices in Naperville, IL; Orland Park, IL; and Schaumburg, IL. We also offer secure virtual consultations for clients anywhere in the country.
Absolutely. Many clients prefer virtual meetings for convenience. We use secure video conferencing tools so you can speak with your advisor from the comfort of your home.
Our team has 100 years of combined experience in the financial industry, having served more than 1,000 clients across Chicagoland and beyond.
We're family-owned, fiduciary-led, and education-driven. We treat every client like family — with honesty, care, and respect. Our mission is to remove the confusion around retirement and replace it with confidence and peace of mind.
"At Mana Financial, you'll never feel sold to — only supported."
Still have questions? Let's talk.
Every retirement journey is unique, and we'd love to help you get clarity on yours. Reach out to us anytime — our family is here to listen and help.