A family legacy of financial guidance and peace of mind
Retirement planning that's personal, transparent, and centered around people — not products.
Mana Financial was founded on a simple but powerful belief — that retirement planning should be personal, transparent, and centered around people, not products.
For founder Tim Dern, this business is more than a career—it's a legacy. Throughout his career, Tim has successfully owned and operated multiple businesses and served as Chief Marketing Officer for a $700 million international company. These experiences gave him firsthand insight into the challenges and opportunities faced by entrepreneurs, corporate executives, and hardworking professionals alike. Drawing from decades of business leadership, Tim transitioned into financial services with one mission in mind: to build something lasting for his family and for the families he serves.
Today, alongside his two sons, Bryan and Kyle, and his daughter, Natalie, Tim continues the mission he began decades ago. Married to his wife, Helen, for more than 40 years and blessed with eight grandchildren, Tim has built both a thriving family and a trusted business. Through Mana Financial, this family-owned fiduciary firm helps pre-retirees and retirees protect their wealth, create reliable income, and plan confidently for the future.
Relationships first. Always.
At Mana Financial, we measure success by the confidence our clients feel — not by numbers on a balance sheet. We take the time to listen, educate, and build relationships that last for generations. We believe retirement planning should be built on:
Education
Empowering clients through workshops, resources, and conversations that make complex topics simple.
Fiduciary responsibility
Acting in your best interest — always.
Family values
Caring for every client as if they were part of our own family.
Legacy
Helping you protect what you've built and pass it on with peace and purpose.
We don't see clients as transactions — we see them as relationships that matter.
Tim Dern · Founder & Fiduciary Advisor
Independent by design. Committed to you.
As an independent fiduciary firm, Mana Financial isn't tied to any single company or product. We partner with dozens of respected carriers and financial institutions, giving us the freedom to do what's best for each client — not what's best for a corporation.
This independence allows us to craft personalized strategies that help protect assets from market volatility, create guaranteed income streams, and ensure your wealth serves you throughout retirement.
Decades of experience. Thousands of families served.
With over 20 years of combined family experience, Mana Financial has helped thousands of families plan, protect, and prosper through all stages of retirement.
Our team manages tens of millions of dollars in client assets, bringing both depth of experience and personal attention to every plan. Founder Tim Dern, RICP, has been featured on television and radio, and has led thousands of educational workshops throughout the Chicagoland area and across the country.
“Our promise is simple: to give you the same care, attention, and honesty we would give our own family.”
Built on family. Focused on your future.
What began as one man's vision to build a legacy has grown into a trusted advisory firm serving clients locally and nationwide. As Tim's sons continue the mission, Mana Financial remains grounded in the same principles that started it all — faith, family, and fiduciary care.
We believe your retirement deserves that same sense of legacy — something lasting, meaningful, and built to stand the test of time.
Let's create your retirement plan — together.
Whether you're approaching retirement or already enjoying it, it's never too late to take control of your financial future. Our family would be honored to help guide you toward lasting peace of mind.